retirement

After-Tax 401(k) Contributions: Uncommon Tax-Advantaged Way To Save For Retirement

After-Tax 401(k) Contributions: Uncommon Tax-Advantaged Way To Save For Retirement

Most people are probably contributing to or at least have heard of a 401(k) plan. Some of you may have a choice to make Roth contributions instead of the regular pre-tax contributions to your 401(k) plan at work. How about non-Roth after-tax 401(k) contributions? This week I will help you understand what it is, how it works, and who can benefit from it.

5 Things Non-U.S. Citizens Need To Know About Social Security Retirement Benefits

If you are a permanent resident and not planning to become a U.S. citizen in the future, you may wonder if you are still eligible for Social Security benefits and if so how much you will get and whether you can still collect the payment if you decide to go back to your home county. Don’t worry and I'm with you.

There are a couple of different types of Social Security benefits. Here I will mainly focus on the most common one - retirement benefit. If you are not familiar with the Social Security retirement benefits, please read this publication from Social Security Administration (SSA) to get some basic understandings of how it works in general before we get into some specific issues related to Non-U.S. citizens.